Short-Refinance Assistance

Are you having difficulty making your monthly house payment?

Many homeowners are experiencing a financial hardship and are unable to afford their mortgage payment. We offer another solution for homeowners to keep their home and create a new affordable payment.

Would you like to keep your house?

We negotiate with your lender, using a new technique called a Short Refinance to reduce your principal and help you keep your home. 

Do you prefer to be treated like a person rather than a Loan Number?

Most loan servicing departments are flooded with borrower's calling everyday. These departments have policies and scripts for each phone call they receive, and you may be transfered back and forth between departments or put on constant hold. Once you finally speak to the right person, you are asked for your income and expenses. Depending on the information you provide, you will be told whether you qualify for assistance or not. This process frustrates many borrowers and causes them to believe there are no options available. We strive to work with borrowers on an individual basis and we provide solutions.

The possibility of losing your home is stressful and you need an experienced professional to answer questions and guide you through the process.

What does our commitment to personal service mean to you? It means that we focus on you and your goals. We are committed to being here, for you every step of the way.

A Short Refinance may be the answer to keeping your home. 


An alternative to a short refinance, if your lender will not allow it, is a short sale. Read up on what can be done if you owe more than your home is worth.What Can I Do When I Owe More Than My Home Is Worth?

  Call us now at 1-858-693-5404.

e-mail:marie@affinity-financial.com